Funding & Financial Assistance

Information On Funding And Financial Assistance In Canada

Disclaimer: SeniorsBulletin.ca makes ongoing efforts to keep information up-to-date but takes no responsibility for errors or omissions in information on this website. Funding and financial assistance programs are updated and provided at the discretion of the program provider (National, Provincial or community level)

In The Bulletin

By Federal, Provincial and Community Level

Updated: September 2023

National - Canada Wide

Federal

Overview

The HATC is a non-refundable tax credit for eligible home renovation or alteration expenses that allow a qualifying individual to gain access to, or to be mobile or functional within the eligible dwelling or reduce the risk of harm to the qualifying individual within the dwelling or in gaining access to the dwelling.

Eligibility

  • Must be 65 years or older, or
  • Medical practitioner must fill out and certify that you have a severe and prolonged impairment and must describe its effects on you
  • Up to $10,000/Year

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Overview METC is a non-refundable tax credit for a claimed medical expenses under a qualifying and eligible list.  Both the METC and the HATC can be claimed for the same expense. Eligibility
  • Eligible medical expenses for yourself, spouse/common-law partner & dependent children (Stairlift needs doctor’s prescription)
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Overview

The Disability Tax Credit is a non-refundable tax credit in Canada for individuals who have a severe and prolonged impairment in physical or mental function. An impairment qualifies as prolonged if it is expected to or has lasted at least 12 months.

While this will not directly support any home accessibility equipment or medical alert systems, if eligible, it can provide you with a maximum credit of $8,870 for an adult, which can help towards those needs.

Basic Eligibility

A medical practitioner must certify you as eligible for the Disability Tax Credit. They must state you have a severe and prolonged impairment in 1 of the categories, significant limitations in 2 or more categories, or receive therapy to support a vital function.

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Canada Not-For-Profit Organizations

Overview

Ceridian Cares provides grants for the following types of needs:

  • Clothing and Footwear: Seasonal clothing, boots, shoes, children’s clothing, work clothing, outerwear
  • Food and Basic Household Needs: Food, blankets, mattresses, cookware/dishes, small appliances, towels, diapers, cribs, personal hygiene
  • Medical Devices and Therapies: Prosthetics, eyewear, medical equipment, home adjustments for barrier free living, respite services, braille books, short-term counselling services, physiotherapy
  • Personal Development and Recreation: Children’s programs, camp, art supplies, books, athletic programs

Please note: These are examples only and the list is not exhaustive. Grants typically range from $200 to $4000 to a maximum grant of $5000.

Basic Eligibility

Applicant must be

  • 18 years of age or older
  • A Canadian resident
  • An individual or family in need of financial assistance related to the types of items supported by Ceridian Cares

Please note: Ceridian Cares will not provide grants to the same recipient in consecutive years.

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Overview Easter Seals is Canada’s largest local provider of programs, services, and issues-leadership and development for the disability community. Each province has their own funding. It is recommend that you check your local province’s brand for specific funding opportunities. Basic Eligibility Not Applicable. View website

Overview

The Home Adaptations for Seniors’ Independence Program (HASI) is a Canadian government-funded program that provides financial assistance for age-related home adaptations to improve the quality of life and independence of First Nation or First Nation members living on reserve who are 65 years old or older and have difficulty with daily living activities brought on by aging. The program helps with necessary adaptations to homes to maintain independence and improve quality of life. The total household income of the senior occupant must also be at or below a specified limit to qualify for assistance. The program is designed to help seniors assess their own unique circumstances and identify the types of difficulties seniors can experience in the home and describes adaptations to overcome these difficulties.

Basic Eligibility

  • The applicant must be 65 years or older.
  • The applicant must be a First Nation or Inuit person living on reserve.
  • The applicant must have difficulty with daily living activities brought on by aging.
  • The total household income of the senior occupant must be at or below a specified limit to qualify for assistance.
  • The applicant must own or rent the home in which the adaptations are to be made.

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Overview March of Dimes Canada is an organization that provides a wide range of services to people with disabilities throughout the country. March of Dimes Canada Assistive Devices Program assists adults with physical disabilities who are in financial need to purchase assistive devices that increase their mobility and functional independence. The Program can help to buy, repair and maintain a wide variety of mobility or assistive equipment. The Program may also have contact information or resources to assist you in locating additional funding sources. Basic Eligibility Available for low-income individuals & families. It is suitable for ongoing/recurring disability that is anticipated to last more than one year. The disability results in restrictions in activities of daily living. Max Funding Up to $15,000. Some devices that may qualify for funding include:
  • Manual and Power Wheelchairs
  • Scooters
  • Replacement Batteries
  • Walkers
  • Knee Ankle Foot Orthosis (KAFO)
  • Ankle Foot Orthosis (AFO)
  • Home and Bath Aids
  • Floor Patient Lifts
  • Basic Aids for Daily Living
  • Repairs to Existing​ Devices
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Overview Organization dedicated to raising awareness and educating people about neuromuscular disease. Loan pool and may provide assistance with funding for equipment for those with MD. Assistive devices Mobility devices Home modifications Eligibility Maximum contribution per item: $2,640 Client minimum contribution: $200.00 – Equipment costing less than $200 is not eligible – You must be a registered client of Muscular Dystrophy Canada. Muscular Dystrophy Canada will not issue reimbursements. Be sure to complete the application process and receive approval from our office, prior to purchasing the item. View website

Overview

Provides services to people with multiple sclerosis and their families and funds research to find the cause and cure for this disease.

Loan pool and may provide assistance with funding for equipment for those with MS.

  • Assistive devices
  • Mobility devices
  • Home modifications

Basic Eligibility

Funding eligibility varies from province to province – check the website for more information.

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Overview

The Veterans Independence Program for primary caregivers provides annual tax-free funding to help cover the cost for services such as grounds maintenance and housekeeping. This program helps the primary caregivers – of a Veteran who was receiving the Veterans Independence Program and who has now moved to long term care or is deceased – remain in their home and community.

This program does not replace other federal, provincial or municipal programs. Instead, it is intended to work with those programs to help meet your needs.

  • Assistive devices
  • Mobility devices
  • Home modifications

Basic Eligibility

To qualify for either housekeeping and/or grounds maintenance, the Veteran must have been eligible for that service through the Veterans Independence Program and has now moved to long term care or is deceased.

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Ontario

Provincial

Overview

Government program that provides support and funding to Ontario residents who have long-term physical disabilities. Provides access to assistive devices that meet individuals’ basic needs.

  • Assistive devices
  • Mobility devices

Basic Eligibility

Ontario residents with a valid Ontario Health Card who have a physical disability of 6 months or longer.

ADP will not pay for equipment available under the Workplace Safety & Insurance Board (WSIB) or to Group “A” Veterans for their pensioned conditions.

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Overview

Income and employment support to help people with disabilities live as independently as possible.

Eligibility

Your eligibility for ODSP depends on medical and financial circumstances. Find out what information we look at when deciding your eligibility, and how much you can earn and keep in assets while being on ODSP. Learn how these affect your income support and eligibility on ODSP.

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Overview

OW is a social assistance program that provides money and help finding employment.

Basic Eligibility

Individuals may be eligible for OW if:

  • Live in Ontario
  • Need money right away to help pay for food and housing costs
  • Willing to take part in activities that will help you find a job

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Overview

In Ontario, Seniors can make their homes safer and more accessible with the help of this new tax credit in 2021 & 2022.

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Overview

Seniors who are low-to-moderate income senior, you may be eligible for up to $500 back on your property taxes.

Eligibility

Ontario seniors, who are 64 years of age or older, who paid Ontario property tax for the year and owned and occupied their principal residence may qualify for this grant amount. Some income requirements also need to be met.

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Overview

Ontario government agency that provides compensation for injured workers. WSIB may provide funding for the following:

  • Assistive devices
  • Mobility devices

Basic Eligibility

Client may be eligible for WSIB if they had a work-related injury/disease. May be eligible for funding for assistive/mobility devices.

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Not-For-Profit Organizations

Overview

Equipment loan pool and may provide partial assistance with funding for equipment for those with ALS.

  • Assistive devices
  • Mobility devices
  • Home modifications

Basic Eligibility

Applicants must be registered with ALS Ontario to qualify for assistance Proof of Income required (CRA Notice of Assessment)

 

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Overview

May provide assistance with funding for medical equipment or renovations.

  • Assistive devices
  • Mobility devices
  • Home modifications

Basic Eligibility

Individuals with spinal cord injury may be eligible for funding.

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Overview

Provides programs and services to children and youth with physical disabilities across Ontario. Possible maximum of $3,000 for all equipment/service requests per client. Batteries, repairs and replacement parts are not funded.

  • Mobility Equipment
  • Accessibility Equipment
  • Assistive Equipment ie. Bathing Toileting Equipment

Basic Eligibility

  • Parents must attempt to access all other funding sources first.
  • Funded items must be authorized by a healthcare professional.

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Overview

You could get money to help with the cost of making your home and vehicle more accessible if you or your child has a disability that restricts mobility.

Eligibility

The program is available to permanent residents of Ontario who live with a substantial disability that impacts their mobility and daily function, and who can’t afford the modifications they need to maximize their independence.

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Overview

The Assistive Devices Program (ADP) of the March of Dimes assists adults with physical disabilities who are in financial need to purchase assistive devices to increase their mobility and functional independence.

  • Assistive devices
  • Mobility devices

Basic Eligibility

  • 19 years of age or older
  • Has an ongoing physical limitation that requires the use of an assistive device
  • In financial need (refer to the Income Eligibility chart)
  • A permanent resident of Ontario

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Overview

Organization’s mission is that older adults with a developmental disability have the same rights to support and services as all older Ontarians.

  • Home modifications

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Alberta

Provincial

Overview

The Alberta Aids to Daily Living (AADL) program helps Albertans  with a long-term disability, chronic illness or terminal illness to maintain their independence at home, in lodges or group homes. It provides financial assistance to buy medical equipment and supplies. Must have valid personal health number in Alberta.

Basic Eligibility

An assessment by a health care professional determines the equipment and supplies that an Albertan can receive through this program.

Albertans pay 25% of the benefit cost to a maximum of $500 per individual or family per year. Low-income Albertans and those receiving income assistance are exempt from paying the cost-sharing portion.

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British Columbia

Provincial

The BC RAHA program is now accepting applications. BC RAHA is allocated on a first come, first served basis with priority given to complete applications. The program will close on March 31, 2023, or sooner if funds have been exhausted.

Overview

The BC Rebate for Accessible Home Adaptations (BC RAHA) program provides financial help in the form of rebates to eligible low-income households to complete home adaptations for independent living. A lifetime maximum amount of $17,500 applies.

Basic Eligibility

Homeowners have different program requirements than landlord or tenants. There is an application for Landlord/Tenant, and a separate and completely different application for Homeowners. Requirements are also different. Please see website for full details.

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Overview

Funds a range of new and used equipment and will consider even the most obscure devices if they will assist an individual in their quality of life and personal mobility. Examples of the most frequently funded equipment include:

  • Power wheelchairs
  • Manual Wheelchairs
  • Driver’s rehab lessons
  • Custom orthotics
  • Specialized wheelchair seating systems
  • Ramps
  • Portable lift system
  • Scooters
  • Recreation therapy opportunities
  • Walkers
  • Assistive technology devices (e.g. Dragon speaking software)

Basic Eligibility

Awards are considered by a combination of factors. Approved applications typically demonstrate a severe need, an inability to acquire the needed equipment through other means and must meet financial and medical qualifications.

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Overview

Canadian Red Cross Health Equipment Loan Program (HELP) provides Canadians with health equipment on a donation basis.

  • Long Term Program
  • Advanced Short Term Program
  • Basic Short Term Program
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Overview

In British Columbia, this supplement allows low income seniors to supplement their home owner grant if it’s been reduced or eliminated because of the high assessed value of their principal residence.

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Overview

Life After 60 steps its up where health care ends, supporting Senior’s in BC with Medical Priorities. It’s what we’re passionate about and we anticipate to cover a wide spectrum of support.

Funding from Life After 60 helps to cover costs for medical priorities such as: dental care, eye glasses, hearing aids, mobility devices and much more.

Eligibility

Funding is based on financial needs and family demographics.

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Provincial Not-For-Profit Organizations

Overview

Vancouver Foundation grants to hundreds of charities and non-profits in BC every year. Their vision is to create healthy, vibrant, and livable communities, that is focused on supporting projects that address the root causes of important issues. The Vancouver Fund may not provide funds directly for your needs but may provide funding for other charities that may be suitable. Subscribe to their mailing list for future grands and funds.

Basic Eligibility

Not applicable.

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Saskatchewan

Provincial

Overview

Saskatchewan Aids to Independent Living (SAIL) provides assistance to people with physical disabilities to live a more active and independent lifestyle. It also helps people in the management of certain chronic health conditions.

Basic Eligibility

  • Be a resident of Saskatchewan (check your eligibility for health benefits in Saskatchewan);
  • Possess a valid Saskatchewan Health Services Number;
  • Be referred for service by an authorized health care professional;
  • Use a service in Saskatchewan, unless pre-authorized by Saskatchewan Health; and
  • Not receive benefits from other government agencies such as Saskatchewan Government Insurance (SGI), Worker’s Compensation Board, Health Canada (Non-Insured Health Benefits Program), or Department of Veterans Affairs

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Manitoba

Provincial

Overview

Disability and Health Support Unit assesses requests for equipment and other health related items on behalf of financial assistance programs offered by the province of Manitoba.

Basic Eligibility

Individuals involved with the Employment and Income Assistance Program, the Children’s disABILITY Services Program and the Community Living disABILITY Services Program may require additional support for health related supplies, equipment, nutritional or diet supplements based on a diagnosed medical need.

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Overview

Home care services were established in Manitoba in September 1974. The first of its kind, home care in Manitoba is the oldest comprehensive, province-wide, universal service in Canada.

Basic Eligibility

Home care is provided to Manitobans of all ages based on assessed need and in consideration of other resources available to the individual including families, community resources and other programs.

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Prince Edward Island

Provincial

Overview

New supports offer more and better assistance to Islanders living with disabilities. Disabilities may include physical, intellectual, neurological, sensory and mental disabilities. Some of the new or enhanced supports include:

  • support for all disabilities including physical, intellectual, neurological, sensory and mental, based on an assessment;
  • a new assessment tool to help better understand how the disability affects activities of daily living to ensure appropriate support is provided;
  • a supports coordinator to navigate all available support services and develop a personalized plan to meet individual needs;
  • increased supports for finding or keeping a job including coaching and skills training;
  • increased financial help for home and vehicle modifications required because of a disability -$10,000 every 10 years for home (was $2,000 in a lifetime) and $6,000 every 8 years for a vehicle (was $2,000 in a lifetime); and
  • a single point of contact by calling a toll-free number for easier access to support.
Basic Eligibility

You will meet with a staff person who will conduct an assessment to determine how disability affects your daily life and how AccessAbility Supports can help meet your needs. If you are a current disability support client, you will be automatically enrolled in AccessAbility Supports.

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Newfoundland & Labrador

Provincial

Information Not Available

New Brunswick

Provincial

Information Not Available At This Time

Nova Scotia

Provincial

Information Not Available

Canada's Benefit Finder

An instrument for aiding you in locating benefits and services at the federal, provincial, and territorial levels that you may qualify for.

Suggest a funding or financial assistance program

Disclaimer: SeniorsBulletin.ca makes ongoing efforts to keep information up-to-date but takes no responsibility for errors or omissions in information on this website. Funding and financial assistance programs are updated and provided at the discretion of the program provider (National, Provincial or community level)